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Statutory Protection

Asset Protection Laws

Law Office of David M. Goldman PLLC represents individuals and families in Jacksonville and Florida with their Florida Asset Protection needs. Our Florida Asset Protection Attorneys and Florida Asset Protection Lawyers work with high net worth individuals and families. Often Individuals can rely upon the law of Florida to offer protection from creditors of certain assets. To take advantage of these protections you must be a permanent resident of Florida.

Salary and Wages can be Exempt

If you are the head of your household, your earnings can be protected under Florida Statute 222.11 from garnishment.

Prepaid college plans are exempt from creditors under Florida statute 222.22.

Retirement Accounts can be Exempt

Florida Statute 222.21(2)(a) also protects certain qualified retirement accounts from your creditor's claims.

Annuity Contracts can be Exempt

Florida courts have included Annuities in the exemptions. These include private annuities as well as those from the settlement associated with an injury suit.

Disability Income Exemption

Disability income is generally exempt from your creditors in Florida.

Medical savings accounts are exempt from creditors under Florida statute 222.22.

Cars & Automobile Exempt

Florida residents may protect up to $1,000 in automobile equity.

Life insurance cash value is exempt from claims while alive. (policy must self insure or insure a Florida resident).

Life insurance surrender value is exempt from claims for policy on self. (NOTE eth benefits from life insurance are not protected from creditors of the person who receives the proceeds.)

Unemployment benefits are exempt from creditors under statute 222.22.

Prepaid college plans & Florida 529 plans are exempt from creditors under Florida statute 222.22.

If you think Asset Protection may be appropriate or you feel that there is a potential risk you would like to limit, CONTACT our Florida Asset Protection Lawyers by email or call us at 904-685-1200 to discuss your situation today.

Client Reviews
After years of trying to protect my assets from creditors, I was shocked to find out that my assets were unprotected in ways I had never considered. Not only had I placed my assets at risk from my mother's creditors, but I had placed my assets at risk from other family members who were intent on manipulation. When my mother died, I discovered that a family member had changed my mother's estate planning documents. Mr. Goldman and his team were able to explain what went wrong and successfully defended my position in court. During the case, I learned that I could have had much better protection from family and creditors, thus avoiding years of litigation and undue familial stress. When it comes to protecting your assets and your family, I would highly recommend hiring Mr. Goldman and his team. Bill H.
As a real estate agent, I have been involved with many property transactions where I needed a probate attorney to help facilitate the transaction. I have used the services of Mr. Goldman and his staff over the last several years and continue to use them on a regular basis. His office has been able to navigate the court system and help estates sell their property quickly and efficiently. In addition, Mr. Goldman can help real estate investors structure trusts to protect their assets from creditors. Michael Starling
This office is fantastic. I was faced with a horrible situation and this office helped to put an end to the untenable situation. Ms. Kendal Schoepfer was always available before, during, and after office hours to answer any questions that I had. I highly recommend this law office to all. Tisha Brown
Kendal was an amazing answer to a difficult time. Highly recommend her!!! Dana Ramsey