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St. Johns County Foreclosure Lawyer

Jacksonville loan modification turns into foreclosure-lawyer.jpgMany St. Johns county Loan modifications only delay a St. Johns County Foreclosure. Many are waiting for their approval for the Obama Loan modification who will never see it. Its very difficult to meet the criteria and even if you do it is unlikely to receive a loan modification in Clay county that will be of value to your and your family.

Often the companies who collect the your payments will loose your paperwork or look for any technicality to disqualify you from the program. In the mean time, you may have waisted thousands of dollars on their trial program only to find out that you do not qualify.

This process will go on for many months and is designed to wear you down so that you will accept their offer. If you look closely at their offer the total payments will not have changed. The will cut your initial payments but tacked on the balance to the end when the interest rates will be higher. This means you will actually be paying more for your home. If you home is upside down it will not change the fact that you will be overpaying for you home. There might be better options for you but unless you discuss them with a Florida Foreclosure Lawyer you will not have the opportunity to. Many loan modification agreement have clauses included which purport to waive your future rights to valuable claims against the banks, loan processors, mortgage servicers and those involved in the debt collection and debt servicing. Be very careful before you sign one of these agreements and do not attempt to do it without representation.

If you live in Dual, Clay, St. Johns County or any of the surrounding counties in North Florida, you should carefully review your options before signing any loan modification paperwork. You may actually reduce your rights to claims you may have against the banks or owners of your loan by making payments and or agreeing to one of their fake modifications. If you look carefully, the payments you make will often be the same or even higher and only the term and the monthly amount in the beginning might change. You may be accepting a smaller payment today and getting forced to waive your rights to the the claims you may have for their improper violations of the law.

Not every bank or mortgage company has violated the law, but we will be happy to review your documents to let you know if you have claims for damages. Even if you do not have claims for damages, you may be able to rescind your loan and get back all of your closing costs. This may be a much better deal than a loan modification.

To know what options you have you should have your documents reviewed by a St. Johns Loan Modification Lawyer and Florida Foreclosure Lawyer today.

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After years of trying to protect my assets from creditors, I was shocked to find out that my assets were unprotected in ways I had never considered. Not only had I placed my assets at risk from my mother's creditors, but I had placed my assets at risk from other family members who were intent on manipulation. When my mother died, I discovered that a family member had changed my mother's estate planning documents. Mr. Goldman and his team were able to explain what went wrong and successfully defended my position in court. During the case, I learned that I could have had much better protection from family and creditors, thus avoiding years of litigation and undue familial stress. When it comes to protecting your assets and your family, I would highly recommend hiring Mr. Goldman and his team. Bill H.
As a real estate agent, I have been involved with many property transactions where I needed a probate attorney to help facilitate the transaction. I have used the services of Mr. Goldman and his staff over the last several years and continue to use them on a regular basis. His office has been able to navigate the court system and help estates sell their property quickly and efficiently. In addition, Mr. Goldman can help real estate investors structure trusts to protect their assets from creditors. Michael Starling
This office is fantastic. I was faced with a horrible situation and this office helped to put an end to the untenable situation. Ms. Kendal Schoepfer was always available before, during, and after office hours to answer any questions that I had. I highly recommend this law office to all. Tisha Brown
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