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FDCPA Violations

The following are some of the most common violations by debt collectors
  1. not properly identifying the debt collector
  2. annoying, abusing, or harassing people by calling repeatedly or letting the phone ring continually
  3. using obscene, profane, or other abusive language
  4. implying or falsely representing their affiliation with the state or Federal Government
  5. implying that they are an attorney when they are not
  6. falsely representing or implying the type, amount, or legal status of the debt
  7. threatening to take action that is not legal
  8. advertising a debt as being for sale to force payment by the debtor
  9. using or threatening to use violence or other criminal means to harm the debtor, the debtor's reputation or their property
  10. threatening to take action, they do not intend to take
  11. communicating or threatening to report false credit information
  12. using false or deceptive means to collect or attempt to collect a debt
  13. using any false or deceptive means to collect information about a debtor
  14. representing that the debt collector is part of, operates, or is employed by a consumer credit reporting agency
  15. publishing a list of debtors who allegedly refuse to pay debts
  16. collecting or attempting to collect a fee or charge unless it was authorized by the original debt agreement or permitted by law
  17. falsely representing or implying that the debtor committed a crime or other conduct to disgrace the debtor
  18. using communications that appear to be from a court, government but are not
  19. using a post card to contact a debtor about a debt
  20. implying that nonpayment will result in arrest, imprisonment, garnishment of wages, seizure of property, or sale of property, unless the action is legal and actually intended.
  21. failing to communicate that the information obtained is used to help collect the debt
  22. failing to disclose in the initial communication that the debt collector is attempting to collect a debt and any information obtained will be used for that purpose
  23. failing to disclose in communications that the communications are from a debt collector
If you need to stop a debt collection, contact a Florida Debt Collection Lawyer at our firm to discuss your options.
Client Reviews
After years of trying to protect my assets from creditors, I was shocked to find out that my assets were unprotected in ways I had never considered. Not only had I placed my assets at risk from my mother's creditors, but I had placed my assets at risk from other family members who were intent on manipulation. When my mother died, I discovered that a family member had changed my mother's estate planning documents. Mr. Goldman and his team were able to explain what went wrong and successfully defended my position in court. During the case, I learned that I could have had much better protection from family and creditors, thus avoiding years of litigation and undue familial stress. When it comes to protecting your assets and your family, I would highly recommend hiring Mr. Goldman and his team. Bill H.
As a real estate agent, I have been involved with many property transactions where I needed a probate attorney to help facilitate the transaction. I have used the services of Mr. Goldman and his staff over the last several years and continue to use them on a regular basis. His office has been able to navigate the court system and help estates sell their property quickly and efficiently. In addition, Mr. Goldman can help real estate investors structure trusts to protect their assets from creditors. Michael Starling
She’ll help you save money and time! I spoke to Holli today to help with a traffic violation and she was nothing less than amazing! She replied to all of my emails in a timely manner and insured that i was well aware of all of my options. I will be reccomending Holli to anyone i know that needs legal care! Thank you so much for having patience and taking the time to genuinely help me. The best part about it is that her advice saved me a ton of money because i spoke to a different lawyer from another law firm and they tried to make me pay $1250 without even asking about my case. Thanks again Holli, you’re amazing! Theara
Result better then we could have asked for. Holli Dean Is the Best Lawyer you could ask for. She will go above and beyond for you case, She Cares about your children and their safety . She has this calm about her that even when you are a nervous wreck makes you feel better. She is one and a million and we are so beyond blessed that she has be here for us. I wouldn't trust anyone but Holli. Dale
This office is fantastic. I was faced with a horrible situation and this office helped to put an end to the untenable situation. Ms. Kendal Schoepfer was always available before, during, and after office hours to answer any questions that I had. I highly recommend this law office to all. Tisha Brown
Kendal was an amazing answer to a difficult time. Highly recommend her!!! Dana Ramsey