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FDCPA Violations

The following are some of the most common violations by debt collectors
  1. not properly identifying the debt collector
  2. annoying, abusing, or harassing people by calling repeatedly or letting the phone ring continually
  3. using obscene, profane, or other abusive language
  4. implying or falsely representing their affiliation with the state or Federal Government
  5. implying that they are an attorney when they are not
  6. falsely representing or implying the type, amount, or legal status of the debt
  7. threatening to take action that is not legal
  8. advertising a debt as being for sale to force payment by the debtor
  9. using or threatening to use violence or other criminal means to harm the debtor, the debtor's reputation or their property
  10. threatening to take action, they do not intend to take
  11. communicating or threatening to report false credit information
  12. using false or deceptive means to collect or attempt to collect a debt
  13. using any false or deceptive means to collect information about a debtor
  14. representing that the debt collector is part of, operates, or is employed by a consumer credit reporting agency
  15. publishing a list of debtors who allegedly refuse to pay debts
  16. collecting or attempting to collect a fee or charge unless it was authorized by the original debt agreement or permitted by law
  17. falsely representing or implying that the debtor committed a crime or other conduct to disgrace the debtor
  18. using communications that appear to be from a court, government but are not
  19. using a post card to contact a debtor about a debt
  20. implying that nonpayment will result in arrest, imprisonment, garnishment of wages, seizure of property, or sale of property, unless the action is legal and actually intended.
  21. failing to communicate that the information obtained is used to help collect the debt
  22. failing to disclose in the initial communication that the debt collector is attempting to collect a debt and any information obtained will be used for that purpose
  23. failing to disclose in communications that the communications are from a debt collector
If you need to stop a debt collection, contact a Florida Debt Collection Lawyer at our firm to discuss your options.
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