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FDCPA Permitted Communications

Unless given permission by a court of law, a debt collector can only call between 8 am and 9 pm in the time zone of the debtor.

Debt collectors can call you at work, unless the debtor or someone at the place of work tells them that it is not permitted. You should send a written conformation that these calls are not permitted to document the discussion.

If you are represented by an attorney and the debt collector knows the contact information of your attorney, they may not contact you unless your attorney is non-responsive or the attorney gives permission to contact the debtor directly.

All requests to stop calls from debt collectors are ineffective unless you sent them the request in writing. The debtor can request that phone calls be stopped and also that most written communications be stopped. The debt collector is still allowed to contact the debtor by writing to let you know that they will stop communications, that other legal remedies will be pursued, and that documents you send them are considered "official" communications when received by them.

If you need to stop a debt collection, contact a Florida Debt Collection Lawyer at our firm to discuss your options.

Client Reviews
After years of trying to protect my assets from creditors, I was shocked to find out that my assets were unprotected in ways I had never considered. Not only had I placed my assets at risk from my mother's creditors, but I had placed my assets at risk from other family members who were intent on manipulation. When my mother died, I discovered that a family member had changed my mother's estate planning documents. Mr. Goldman and his team were able to explain what went wrong and successfully defended my position in court. During the case, I learned that I could have had much better protection from family and creditors, thus avoiding years of litigation and undue familial stress. When it comes to protecting your assets and your family, I would highly recommend hiring Mr. Goldman and his team. Bill H.
As a real estate agent, I have been involved with many property transactions where I needed a probate attorney to help facilitate the transaction. I have used the services of Mr. Goldman and his staff over the last several years and continue to use them on a regular basis. His office has been able to navigate the court system and help estates sell their property quickly and efficiently. In addition, Mr. Goldman can help real estate investors structure trusts to protect their assets from creditors. Michael Starling
This office is fantastic. I was faced with a horrible situation and this office helped to put an end to the untenable situation. Ms. Kendal Schoepfer was always available before, during, and after office hours to answer any questions that I had. I highly recommend this law office to all. Tisha Brown
Kendal was an amazing answer to a difficult time. Highly recommend her!!! Dana Ramsey