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FDCPA & Debt Collectors

The FDCPA applies to personal debts and does not apply to business debts.

Debt Collectors are Defined as:
  1. A person who regularly collects, or attempts to collect, personal debts on behalf of another person or institution; and
  2. A person who regularly collects, or attempts to collect, personal debts on his/her/its own behalf, but uses a different name in doing so.
What are the Most Common Kinds of People or Organizations not Considered Debt Collectors Under the FDCPA, and may not Need to Subject to the Restrictions of the FDCPA?
  1. an entity collecting another entity's debt in a rare occurrence;
  2. an entity which collects its own debts using its own name;
  3. an entity which owned the debt and sold it, but continues to service it; or
  4. an entity which is attempting to collect a debt in good standing or not in default.

If you need to stop a debt collection, contact a Florida Debt Collection Lawyer at our firm to discuss your options.

Jacksonville Bankruptcy Lawyer Blog - FDCPA - Fair Debt Collection Practices Act
Client Reviews
After years of trying to protect my assets from creditors, I was shocked to find out that my assets were unprotected in ways I had never considered. Not only had I placed my assets at risk from my mother's creditors, but I had placed my assets at risk from other family members who were intent on manipulation. When my mother died, I discovered that a family member had changed my mother's estate planning documents. Mr. Goldman and his team were able to explain what went wrong and successfully defended my position in court. During the case, I learned that I could have had much better protection from family and creditors, thus avoiding years of litigation and undue familial stress. When it comes to protecting your assets and your family, I would highly recommend hiring Mr. Goldman and his team. Bill H.
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