FDCPA & Debt Collectors

The FDCPA applies to personal debts and does not apply to business debts.

1. A person who regularly collects, or attempts to collect, personal debts on behalf of another person or institution; and
2. A person who regularly collects, or attempts to collect, personal debts on his/her/its own behalf, but uses a different name in doing so.

1. an entity collecting another entity's debt in a rare occurrence;
2. an entity which collects its own debts using its own name;
3. an entity which owned the debt and sold it, but continues to service it; or
   
4. an entity which is attempting to collect a debt in good standing or not in default.

If you need to stop a debt collection, contact a Florida Debt Collection Lawyer at our firm to discuss your options.