FDCPA and Legal Remedies
If a debt collector violated the Fair Debt Collection Practices Act (FDCPA) they are subject to the following penalties unless it was in good faith, unintentional, or because of an error when they have put reasonable measures in place to avoid such errors:
- any actual damages sustained as a result of the violation
- punitive damages of up to $1000 / claim under the FDCPA
- additional damages under state statutes
- costs incurred by the debtor in filing the lawsuit and reimbursement for reasonable attorneys fees.