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Creditor Harassment

Creditor HarassmentWe can Stop Collection Calls. The (FDCPA) Fair Debt Collection Practices Act is a Federal law that protects people from improper debt collection practices.

Once you dispute a debt in writing, the FDCPA orders debt collectors to terminate all contact with you until they comply with Section 809 and validate the debt. If you do not file a dispute within 30 days of when the harassment occurs, the collector can disregard the dispute.

It is important to keep all documentation including envelopes, mailing certificates, and records of phone conversations. Be careful about recording phone calls within the state of Florida as it is illegal without complying with the Florida Wiretapping Statutes and the Federal Wiretapping statutes.

Some Common Debt Collector Practices Include:
  • Calling you at work;
  • Calling your friends, family, or employer;
  • Calling you late at night;
  • Calling you after you have requested that they not contact you in writing;
  • Threating jail, police involvement, or criminal charges;
  • Threats;
  • Abusive language
Even if You Owe Some or all of the Money, the Collection Company Cannot Break the Law

We can help you make the debt collector pay for their violations of law. In some cases they also have to pay your legal fees on top of the damages.

If you are being sued by a debt collector or harassed we can:

  • Get damages for violations of the laws;
  • Use damages to help negotiate the balance of the debt;
  • Stop the harassing and illegal phone calls;
  • Protect your rights and have improper credit reporting removed.

If you need help stopping harassing or illegal collection practices and want to see if you are entitled to damages for they way the debt collectors have treated you, contact Our Florida Debt Collection Lawyers for a Free Consultation*.

Jacksonville Bankruptcy Lawyer Blog - Creditor Harassment
Client Reviews
After years of trying to protect my assets from creditors, I was shocked to find out that my assets were unprotected in ways I had never considered. Not only had I placed my assets at risk from my mother's creditors, but I had placed my assets at risk from other family members who were intent on manipulation. When my mother died, I discovered that a family member had changed my mother's estate planning documents. Mr. Goldman and his team were able to explain what went wrong and successfully defended my position in court. During the case, I learned that I could have had much better protection from family and creditors, thus avoiding years of litigation and undue familial stress. When it comes to protecting your assets and your family, I would highly recommend hiring Mr. Goldman and his team. Bill H.
As a real estate agent, I have been involved with many property transactions where I needed a probate attorney to help facilitate the transaction. I have used the services of Mr. Goldman and his staff over the last several years and continue to use them on a regular basis. His office has been able to navigate the court system and help estates sell their property quickly and efficiently. In addition, Mr. Goldman can help real estate investors structure trusts to protect their assets from creditors. Michael Starling
This office is fantastic. I was faced with a horrible situation and this office helped to put an end to the untenable situation. Ms. Kendal Schoepfer was always available before, during, and after office hours to answer any questions that I had. I highly recommend this law office to all. Tisha Brown
Kendal was an amazing answer to a difficult time. Highly recommend her!!! Dana Ramsey